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Easy Steps to Buy a Home With Our Seller-Finance Program.
👀 - VIEW PROPERTY
✅ First, find a property on this site that you're interested in.
To view a property in person, drive by anytime, see the street, outside, and look in the windows.
If you're still interested, call or text us at 618-418-4180 to schedule an interior walkthrough so you can inspect the home and confirm it works for you.
🪪 - SUBMIT BUYER INFO
✅ To move forward, we'll just need a phone number, valid email, and valid ID for each buyer.
No application or credit check needed.
🔍 - INSPECT PROPERTY
⚠️ You need to complete an inspection of the property to protect your money.
All homes are sold as-is. This means you will be responsible for any and all repairs that may be needed.
You need to schedule a professional to look at the property condition and discuss any needed work with you, so you can be sure you want the home before moving to the next step.
💰 - RESERVE PROPERTY
✅ To reserve a property, you pay 50% of the down payment as a non-refundable deposit.
Once a deposit is received, all marketing is turned off, and the property is reserved for you while we send paperwork for e-signature.
✍️ - SIGN AGREEMENT
✅ After you e-sign the documents, you pay any remaining down payment.
Once the full down payment is received and we sign, the home is yours.
You may get insurance, occupancy inspections, connect utilities, start repairs, or even move in the same day.
💰You're Approved!💰
Thank you for your interest in our seller-finance program! We've helped thousands of renters become buyers. If you can rent a house, now you can buy a house! No Applications. No Credit Checks.
✅ Seller Financing
Once the down payment is made, you are automatically approved!
The financing is typically 30 years, just like a normal bank mortgage.
Payments are due on the 1st, and typically paid online.
✅ What we will need from you:
To purchase a property, we'll just need:
- Phone number for each buyer.
- Email for each buyer.
- Valid ID for each buyer.
- Down payment received in full.
No applications or credit check needed.
✅ Benefits of Ownership
As long as you fulfill your end of the installment sale agreement and make all payments on time, the seller cannot end the purchase contract for this home (like a landlord can with a lease). You are securing a stable house payment with no rent increases going forward, and you can do anything you want with/in the house, as long as it's legal.
✅ You Have Options!
You can pay the home off early, sell, or refinance, and you can rent it out to others if you want. If you ever want to cancel the agreement, you can do so at any time with no further obligation, if you are paid current. You would just sign a termination agreement, leave the house broom clean, and return the keys.
⚠️ "AS-IS" Condition
Our properties are sold as-is. Please be prepared to take responsibility for any and all inspections and repairs needed at your new property.
An inspection is highly recommended before committing.
⚠️ Taxes & Insurance
Property taxes and homeowners' insurance must be paid monthly to protect both buyer and seller.
Taxes are usually included in your monthly payment, but insurance is your responsibility. Be prepared to take ownership of this property and cover these expenses.
Every month, you're paying for a home. The question is whose.
- ✕ Your payment disappears on the 1st — you'll never see it again
- ✕ Rent can go up any time, and you can't stop it
- ✕ After years of payments, you own nothing
- ✓ No bank, no credit check, no applications
- ✓ Your price and payment are locked in from day one
- ✓ Every payment builds toward a home that's actually yours
- ✓ Paint it, fix it, rent it out, sell it, or pass it down — it's yours
- ✓ Cancel anytime if you're paid current, no penalty
Schedule Your Inspection
On the day of your viewing, if you still plan to go, you must call us to confirm one hour in advance of arrival.